As I reflect on this past year, I can’t help but zoom out and think about the incredible journey we’ve been on over the last five years. While our roots stretch back more than two decades, it’s in these recent years that CFE - and our entire sector - have stepped into a new kind of leadership in the fight for inclusive economic growth.

At CFE, we’ve risen to the moment, more than doubling our assets, tripling our lending portfolio, and deploying nearly $200 million into our region's economy. But the real story isn’t in the numbers, it’s in the lives we’ve touched. 

Over the last half a decade alone, we have helped create nearly 3,000 safe, healthy, and affordable homes for families to thrive. We have partnered with over 100 entrepreneurs and organizations to turn vision into reality, provided down payment assistance to help dozens of local families become homeowners, and accelerated the adoption of clean energy technologies that bring both environmental and financial benefits to our communities.

Most importantly, through these initiatives, we’ve directly impacted more than 50,000 people. That’s 50,000 reasons to believe in the power of our work.

Of course, none of this would be possible without our extraordinary team, the trust of our partners, and the strong financial foundation we’ve built together. That’s why this year’s Impact Report is more than a set of stats; it’s a story of what’s possible when we act with purpose and unity.

As I look ahead, I recognize that change can feel daunting. But it also brings opportunity, especially for organizations like ours, that are built to serve, adapt, and lead with purpose. To everyone who’s been part of this journey - our board, our team, our clients, and our partners - thank you. 

As we move forward, we will not only adapt to change; we will capitalize on it.